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FR44 Insurance in Miami, Florida

Same-day filing. Lowest rates. Serving Miami Beach, Hialeah, Coral Gables, Doral, Homestead, and all of Miami-Dade County.

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A DUI conviction in Miami triggers an immediate Florida license suspension. Getting back on the road in one of the country's most traffic-heavy cities is urgent — and FR44 Experts makes it fast. We serve all of Miami and the greater Miami-Dade area, filing FR44 certificates electronically with the DHSMV within 30 minutes of payment in most cases.

Miami's diverse community means we work with drivers from every background. Our agents are bilingual (English and Spanish) and ready to walk you through the FR44 process, compare carriers for your lowest rate, and get your license reinstated the same day. Whether you own a car or drive borrowed vehicles, we have the right owner or non-owner policy for your situation.

Florida requires 3 continuous years of FR44 coverage after a DUI. We will monitor your policy and keep you covered the entire time — no surprises, no lapses. Call now or fill out our form to get your free quote in minutes.

FR44 Insurance Requirements in Miami

Coverage TypeFR44 Minimum
Bodily Injury (per person)$100,000
Bodily Injury (per accident)$300,000
Property Damage$50,000
Required Duration3 years continuous

Frequently Asked Questions

How fast can I get FR44 insurance in Miami?

We file most Miami FR44 policies electronically with the Florida DHSMV within 30 minutes of payment. Same-day license reinstatement is our standard.

Do I need an owner or non-owner FR44 policy?

If you own a vehicle, you need an owner FR44 policy. If you do not own a car, a non-owner policy satisfies the state requirement at a lower cost. Not sure? Call us and we will confirm in 2 minutes.

What happens if my FR44 lapses?

Any gap in coverage — even one day — notifies the DHSMV, which immediately re-suspends your license and restarts the 3-year clock. FR44 Experts monitors your policy and alerts you before any lapse can occur.

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Most quotes take under 10 minutes. Same-day filing available.

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Ready to Get Back on the Road in Miami?

Call us or fill out the form. We will handle the rest.

Call (855) 678-6977