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FR44 Insurance in Tampa, Florida

Same-day filing. Lowest rates. Serving Brandon, St. Petersburg, Clearwater, Temple Terrace, Plant City, and all of Hillsborough County.

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A DUI in Tampa means a Florida license suspension — and in a city built around driving, that creates immediate hardship. FR44 Experts serves all of Tampa and the Tampa Bay metro, filing your FR44 directly with the DHSMV. Most filings are complete within 30 minutes of payment.

Tampa's economy runs on the roads. We work quickly to get Tampa drivers reinstated — comparing FR44 rates across multiple state-approved carriers, handling all DHSMV paperwork, and offering both owner and non-owner policies depending on your situation. Whether you're in Ybor City, South Tampa, or Brandon, we've got you covered.

Florida requires 3 continuous years of FR44 coverage. We handle the full three years — keeping your policy current and your license valid. Call (855) 678-6977 for a free quote or use our online form.

FR44 Insurance Requirements in Tampa

Coverage TypeFR44 Minimum
Bodily Injury (per person)$100,000
Bodily Injury (per accident)$300,000
Property Damage$50,000
Required Duration3 years continuous

Frequently Asked Questions

How fast can I get FR44 insurance in Tampa?

We file most Tampa FR44 policies electronically with the Florida DHSMV within 30 minutes of payment. Same-day license reinstatement is our standard.

Do I need an owner or non-owner FR44 policy?

If you own a vehicle, you need an owner FR44 policy. If you do not own a car, a non-owner policy satisfies the state requirement at a lower cost. Not sure? Call us and we will confirm in 2 minutes.

What happens if my FR44 lapses?

Any gap in coverage — even one day — notifies the DHSMV, which immediately re-suspends your license and restarts the 3-year clock. FR44 Experts monitors your policy and alerts you before any lapse can occur.

Get Your Tampa FR44 Quote Now

Most quotes take under 10 minutes. Same-day filing available.

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Ready to Get Back on the Road in Tampa?

Call us or fill out the form. We will handle the rest.

Call (855) 678-6977