Same-day filing. Lowest rates in Broward County. Serving Fort Lauderdale, Pembroke Pines, Hollywood, Pompano Beach, Coral Springs, Sunrise, and all of Broward County.
Get My Free Quote →A DUI conviction in Fort Lauderdale means an immediate Florida license suspension — and in Broward County, where driving is not optional for most people, getting your license reinstated fast is critical. FR44 Experts specializes in exactly this: filing FR44 certificates electronically with the Florida DHSMV, most often within 30 minutes of your first payment.
FR44 insurance is a Florida-specific requirement. Unlike SR22 insurance used in most states, Florida's FR44 requires double the standard liability limits — $100,000 per person, $300,000 per accident, $50,000 for property damage. Most insurance agents either don't know the difference or charge a premium because they rarely handle these filings. We do them every day, which means faster service and lower rates.
Our Fort Lauderdale team works with drivers throughout Broward County — from Pembroke Pines in the south to Deerfield Beach in the north, and everywhere in between. Whether you own a vehicle or need a non-owner policy, we'll compare rates across multiple carriers and get your coverage placed the same day you call.
Florida mandates higher liability limits for FR44 filers than standard SR22 states. Here's exactly what the DHSMV requires:
| Coverage Type | FR44 Minimum (Florida) | Standard SR22 Minimum |
|---|---|---|
| Bodily Injury — Per Person | $100,000 | $10,000 |
| Bodily Injury — Per Accident | $300,000 | $20,000 |
| Property Damage | $50,000 | $10,000 |
| Required Duration | 3 years continuous | 1–3 years (varies by state) |
FR44 rates in Broward County depend on your driving record, age, vehicle, and the carriers we compare for you. Here are typical ranges:
| Policy Type | Typical Monthly Cost |
|---|---|
| Non-Owner FR44 (no vehicle) | $14 – $30/mo |
| Owner FR44 (standard record) | $65 – $110/mo |
| Owner FR44 (multiple violations) | $110 – $200/mo |
Rates are estimates only. Your actual rate is determined by your specific history and the carriers available at the time of your quote. FR44 Experts compares multiple carriers to find your lowest rate.
Call (855) 678-6977 or fill out our online form. We'll confirm your reinstatement requirements and compare FR44 rates from multiple carriers in minutes.
We present your best rate, you confirm and pay. The entire process takes under 15 minutes for most Fort Lauderdale drivers.
We file your FR44 certificate electronically with the DHSMV. Most filings are confirmed within 30 minutes. Your license suspension is lifted the same day.
FR44 Experts serves every city and town in Broward County. Our filing is 100% electronic — no office visit required, no matter where you live in the county.
We file most Fort Lauderdale FR44 policies electronically with the Florida DHSMV within 30 minutes of payment. Same-day license reinstatement is our standard. You do not need to visit an office — everything is handled by phone or online.
Non-owner FR44 policies start as low as $14–$30 per month. Owner FR44 policies typically run $65–$160 per month depending on your driving history and vehicle. We compare multiple carriers to find the lowest rate available for your specific situation in Broward County.
If you own a vehicle registered in Florida, you need an owner FR44 policy. If you don't own a car but need to drive — borrowed vehicles, rentals, occasionally — a non-owner FR44 satisfies the DHSMV requirement at a significantly lower cost. Call us and we'll confirm which applies to you in under 2 minutes.
Any gap in coverage — even a single day — triggers automatic notification to the DHSMV, which immediately re-suspends your license and restarts the full 3-year coverage clock. FR44 Experts monitors every active policy and contacts you before any lapse can occur.
Yes. We serve every city in Broward County. Because everything is electronic and by phone, your location doesn't affect our service speed. Fort Lauderdale, Pembroke Pines, Hollywood, Coral Springs, Pompano Beach, Sunrise, Plantation, Davie, Deerfield Beach, Miramar — we cover all of them.
Yes — and significantly. FR44 is a Florida-only requirement triggered by DUI convictions. It requires double the liability limits of a standard SR22 ($100K/$300K/$50K vs. $10K/$20K/$10K). If you received a DUI in Florida, you need an FR44, not an SR22. We specialize in FR44 filings throughout the state.
Most quotes take under 10 minutes. Same-day filing available. Serving all of Broward County.
(855) 678-6977 →