Same-day filing. Lowest rates in Pinellas County. Serving St. Petersburg, Clearwater, Largo, Dunedin, Tarpon Springs, Pinellas Park, and all of Pinellas County.
Get My Free Quote →A DUI conviction in St. Petersburg triggers an automatic Florida license suspension — and in Pinellas County, where traffic on I-275, the Gandy Bridge, and the Skyway makes driving unavoidable for most people, getting your license reinstated quickly isn't optional. FR44 Experts specializes in exactly this: same-day FR44 electronic filings with the Florida DHSMV, most often within 30 minutes of your first payment.
FR44 is Florida's DUI-specific financial responsibility requirement. Unlike SR22 used in most states, FR44 requires double the liability coverage — $100,000/$300,000/$50,000 — and must be maintained for 3 continuous years. Most insurance agents handle FR44 infrequently and charge accordingly. We do it every day, which means faster filings and lower rates than you'll find at a general insurance agency.
Our agents serve all of Pinellas County including St. Pete Beach, Treasure Island, Gulfport, Seminole, Pinellas Park, Safety Harbor, Oldsmar, and every other city in the county. No office visit needed — we handle everything by phone or online.
| Coverage | FR44 Minimum | Standard SR22 |
|---|---|---|
| Bodily Injury — Per Person | $100,000 | $10,000 |
| Bodily Injury — Per Accident | $300,000 | $20,000 |
| Property Damage | $50,000 | $10,000 |
| Required Duration | 3 years continuous | 1–3 years |
Call (855) 678-6977 or fill out our form. We confirm your requirements and compare FR44 rates from multiple Pinellas County carriers in minutes.
Pick your lowest rate, pay, and your policy is active immediately. Most St. Petersburg drivers are done in 15 minutes.
We file electronically with the DHSMV. Most filings confirmed within 30 minutes. Your suspension is lifted the same day.
Most filings are completed electronically within 30 minutes of payment. Same-day license reinstatement is standard. Nothing is mailed — no waiting for paperwork.
Non-owner FR44 policies start as low as $14–$30/month. Owner FR44 policies run $65–$160+/month depending on your record and vehicle. We compare multiple carriers so you get the lowest rate available.
FR44 is Florida-specific and applies after DUI convictions. It requires double the liability limits of a standard SR22 — $100K/$300K/$50K vs. $10K/$20K/$10K. If your violation was a DUI in Florida, you need FR44, not SR22. We specialize in FR44 throughout Pinellas County.
Yes — every city in Pinellas. St. Petersburg, Clearwater, Largo, Dunedin, Tarpon Springs, Safety Harbor, Pinellas Park, Seminole, Gulfport, Palm Harbor, Oldsmar — all covered, same speed, same rates.
Any single day of lapsed coverage triggers DHSMV notification, immediate re-suspension, and a restart of the 3-year requirement. FR44 Experts monitors your policy and alerts you before any lapse can happen.
Under 10 minutes. Same-day filing. All of Pinellas County covered.
(855) 678-6977 →